Infinicity Real Estate

Real Estate Nuggets

Short, honest answers to the questions foreign buyers actually ask — straight from Federica and me. Tap any one to watch.

The money — taxes, costs, financing

The tax that isn't based on your price Your purchase tax isn't based on the price you pay — it's based on a “mysterious number,” the rendita catastale, and it's usually much lower. Watch on YouTube → ‘First home’ isn't what you think It's not about whether you own property elsewhere in the world — it's a tax status in Italy, with real rules attached. Watch on YouTube → New build vs old — the tax flips Buy a new build and the rules change: you pay VAT on the actual price, not on that low cadastral value. Watch on YouTube → The 30% deposit myth You don't need 30% up front. The real deposit is 10% — the caparra — and it protects both sides. Watch on YouTube → Can a foreigner get a mortgage in Italy? Sometimes. It's harder, and in a lot of areas most banks won't lend to Americans at all — here's the honest picture. Watch on YouTube →

From offer to keys — the process

What the preliminary contract really does The contract that locks in the sale before the final deed — and justifies your deposit to the tax office. Watch on YouTube → You made an offer — now what? Your offer's accepted — here's what actually happens between then and the keys. Watch on YouTube → Can you offer before the documents are ready? Yes, and you're protected: the seller still has to deliver the home exactly as documented. Watch on YouTube → The notary is basically a judge Nothing like a US notary — the Italian notaio sits as high as a judge and checks every legal detail before a sale can pass. Watch on YouTube → The codice fiscale, explained The tax code you need before you can do almost anything in Italy — and it's simpler to get than it looks. Watch on YouTube →

Doing your due diligence

Who's actually responsible for due diligence? Not just you — up to three parties are legally bound to check, and any one of them can stop the sale. Watch on YouTube → Is the house legally compliant? ‘Compliant’ doesn't mean forever: a private seller only guarantees the systems met the norms of their day. Watch on YouTube → Why you might need a power of attorney Buying without fluent Italian? Here's how a POA lets someone sign for you — and what they do and don't take on. Watch on YouTube → Check the condo fees before you buy Before you fall in love with an apartment, read the condo-fee report. Your mortgage ends; the fees don't. Watch on YouTube → Can you sell a rented property? You can — but the tenant comes with it, and Italian law protects them. Here's how that works. Watch on YouTube → Buying from an owner under guardianship Buying from an owner with a court-appointed guardian is doable — but a judge has to approve the price. Watch on YouTube →

Finding the right home — and the right agent

What's a blanket got to do with real estate? Why I talk about real estate wrapped in a blanket — choosing your agent is choosing who protects you. Watch on YouTube → Why property finders are rare in Italy There's no shared MLS in Italy, so a true ‘property finder’ is rare. Here's how we do it anyway. Watch on YouTube → How agents actually collaborate Our network is the service — here's how agents really work together to find you a home. Watch on YouTube → Know a great local contact? Had a great builder, tradesperson, or agent? We're building a trusted network across Italy. Watch on YouTube → How rental contracts work in Italy There are only three legal rental contracts in Italy — and no, your landlord can't invent a fourth. Watch on YouTube →

The property, and Italian life

Renovating in Italy — how scary is it really? Honestly? Cosmetic stuff is easy. Here's what actually deserves a second thought before you buy. Watch on YouTube → The APE energy rating, demystified Italy's energy certificate — useful, but don't cross a beautiful home off your list over a low score. Watch on YouTube → Italy's best-kept secret: the albergo diffuso A brilliant Italian idea: a whole village run as a ‘scattered hotel.’ One of my favorite things to show people. Watch on YouTube → Why taking breaks is part of the work A midweek day out with colleagues sparked more ideas than a day at the desk — why breaks matter. Watch on YouTube →